Accountant for Freelancers
An accountant for freelancers who already knows how you work.
You bill when the work lands, run more than one client at a time, and would rather not spend Sunday evening working out what you owe HMRC. Accrue works with freelancers every day: a fixed monthly fee, AAT-qualified accountants, and questions answered the day you ask them.
- Your tax bill known months in advance, not sprung on you in January
- Every expense you are entitled to, claimed properly
- FreeAgent or Xero included, so your books stay current
- Sole trader or limited modelled on your actual numbers
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
No long-term contract. Leave any time with clean books and nothing owed.
What our clients say
★★★★★
Understands Contractors, Saves on Tax
"He really understands my unique needs as an IT contractor and has always offered the most tax-efficient and cost-effective solutions to my accounting."
★★★★★
Quick to Reply, Genuinely Helpful
"They are super quick to reply and nothing is too much trouble. The best thing I ever did was switch."
★★★★★
Made the Switch Effortless
"Moving over from Intouch, Accrue did a really smooth transition and a bit extra to get me up to date, even found some overpayments."
★★★★★
Tax-Efficient and Always On Hand
"As a contractor, this company is exactly what I need. Knowledgeable, helpful and very quick to respond to any queries."
Everything we do is underpinned by three objectives
Wealth
We turn your hard work into the financial reward you deserve - every expense claimed, your tax planned in advance, and more of what you earn kept.
Knowledge
We are fully AAT-qualified experts who work with freelancers and contractors every day. You get clear answers without explaining how your work functions first.
Time
We make your time the priority - bookkeeping software, deadlines tracked and the admin you dislike most handled, so you can get on with the work.
Your accounts made simple
Keeping track of your finances does not have to be a headache. Three steps and the rest is handled.
Get in touch
Fill in the quote form with a few details about your work. We come back to you within one working day with a fixed-fee figure.
Discovery call
A short, no-pressure call to understand how you bill and what you need. You leave knowing exactly what happens next.
We'll handle the rest
We manage the switch from your old accountant and set up your software. Your books, tax and deadlines are then taken care of.
Sound familiar?
Freelance tax is a moving target. Most accountants treat you like a small company.
Freelance income rarely arrives in neat monthly amounts, which makes tax harder to plan than it should be. A generalist practice files the return but rarely plans ahead of it, and rarely knows how irregular income, multiple clients, or an outside-IR35 contract actually work.
- Tax money set aside by guesswork, then hoping it covers the bill
- Receipts and invoices scattered across email, apps and the car
- No clear answer on whether sole trader or limited costs you more
What sorted looks like
Accrue handles the compliance, but also the planning behind it: your tax position year-round, your expenses claimed in full, and the numbers when a decision needs making.
- A running figure for your tax bill, so you set aside the right amount as you go
- Bank-connected software keeps your books current through the year
- Sole trader vs limited modelled on your actual numbers, not a generic answer
- Fixed monthly fee, no charge for a ten-minute call
What freelancers and contractors say
Accrue works with freelancers, contractors and limited company directors across the UK. A few have been kind enough to say so in writing.
I have always had great service from Ricky at Contrast Accounting over many years. He really understands my unique needs as an IT contractor and has always offered the most tax-efficient and cost-effective solutions to my accounting. I highly recommend him.
This company offers a great accountancy service. They are very knowledgeable, helpful and very quick to respond to any queries. As a contractor, this company is exactly what I need as they understand my situation.
Three things your fee covers
Compliance handled correctly, tax planned in advance, and your structure reviewed when it needs to be. All through cloud accounting software.
Your tax bill, months in advance
We keep a running figure for what you will owe, so you can set the right amount aside as you go. Self assessment becomes a quick review rather than a January scramble, and there is no end-of-year shock.
Included as standardEvery expense, claimed properly
Home office, equipment, software, professional subscriptions, travel to client sites - claimed in full. FreeAgent or Xero is included, bank-connected, so nothing is missed and nothing is left on the table.
Software includedSole trader or limited, answered
We model both against your actual numbers and tell you which leaves you better off, and when it is worth switching. A clear answer, not a hedge - and revisited when your income changes, not just when you ask.
Advisory and complianceA 5/5 record, and freelancers who stayed
The themes that come up most: quick replies, fixed fees that pay for themselves, and switching made painless.
Switched and Already Saving
“I switched early this year from another more expensive accountancy firm who had let me down and it was the best thing I ever did. They are super quick to reply.”
Smooth Switch, Found Overpayments
“Had been with Intouch for about 5 years and they went downhill but Accrue done a really smooth transition and a bit extra to get me up to date, even found some overpayments.”
Exactly What a Contractor Needs
“Fully personalised advice and available whenever I need them. Great experience in contracting and all areas. The guys are always there to give spot on advice.”
What separates a freelancer's accountant from a generalist
Most accountants will file your return. Fewer will tell you in March that your structure needs reviewing before April.
Fixed monthly fees, nothing hidden
You know exactly what you pay, with no surprise invoices and no charge for every question you ask. Unlimited advice and support is included - call, email or message your accountant as often as you need.
A named accountant, not a call centre
You get one qualified accountant who knows your work from day one, replies the day you ask, and explains things in plain English. Reviews mention the same names year after year for a reason.
Switching handled for you
We handle the move from your old accountant, so you do not have to do anything complicated to come across. Clients regularly describe the transition as smooth - and a few have had overpayments found in the process.
“The team at Accrue have been incredible with helping me set up and run my business as a contractor in the UK. Greg and Coral have always been around to help in a speedy and effective manner making it a breeze to keep my accounts up to date.”
Things freelancers usually ask first
Do you understand irregular income, multiple clients and IR35?
Yes - freelancers and contractors are a core part of who we work with. Variable income, several clients at once, expenses spread across the year and outside-IR35 contracts are all familiar ground. You will not need to explain how freelancing works before getting a useful answer.
What does it cost, and what is included?
Fees are fixed monthly and set out clearly before you commit. For limited company freelancers, packages start at GBP 150 + VAT per month. Working as a sole trader is a different scope, so ask for a fixed quote and you will have a figure within one working day. Unlimited advice is included - there is no charge for asking a question.
My books are behind. Can you still help?
Catch-up work is common. The cost of bringing things current is quoted separately from the ongoing monthly fee, so there are no surprises. Most freelancers arrive with the books in some state of disarray and leave with considerably less to worry about.
Is there a minimum contract period?
No long-term contract. If it is not working after three months, you leave with clean, filed records and nothing owed beyond the work completed. The expectation is a long-term relationship because it works, not because of a contract.
Should I stay a sole trader or go limited?
It depends on your numbers - your income level, your costs, and what you expect over the next few years. We model the comparison using your actual figures rather than a generic answer. For some freelancers the tax position makes a limited company worthwhile; for others it adds admin without much benefit. The answer needs a calculation, not a rule of thumb.
Will I get the same accountant each time?
Yes. You work with one named, qualified accountant who knows your situation, rather than a different person in a call centre each time. It is the difference our reviews mention most - support that feels personal and replies that arrive the day you ask.
Less guessing about your tax. More certainty.
Accrue handles the compliance, plans the tax and keeps your books current - fixed fee, AAT-qualified, available when you need them.